Medicare Supplements: sometimes called “Medigap” insurance, help pay for the things traditional Medicare doesn’t. Medicare Supplemental Plans are standardized and are identified in most states by letters. Although the plans are standardized (as an example, a plan F will always have the same benefits), insurance carriers can charge different rates for these plans, so it can be helpful to shop around. If you live in Massachusetts, Minnesota or Wisconsin, Medigap plans are standardized in a different way.
Stand Alone Prescription Drug (Part D)
Medicare Part D plans may help you save on the cost of your prescriptions and by having predictable drug costs this will help you manage your health care budget.
Medicare Advantage plans (Part C)
Medicare Advantage (Part C) plans are run by private insurance companies and combine Medicare Parts A (hospital coverage) and B (doctor coverage) plus additional benefits all in one plan. Many plans also include prescription drug coverage and are known as MA-PD or Medicare Advantage with Prescription Drug plans. Medicare Advantage plans may come with no additional premium beyond what you already pay for Medicare Part B. To be eligible to enroll in a Medicare Advantage plan, you must have Original Medicare (Parts A and B) and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party, and live in the plans service area.
Find the right plan for you
You don’t have to be a Medicare expert to find coverage that fits your needs. Just answer a few questions, and we’ll help simplify the process and give you options to choose from. Or you can explore coverage options on your own.
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Medicare Supplement (Medigap) insurance plans are offered by private insurance companies and can help you pay for out-of-pocket costs for services covered under Original Medicare. Medicare Supplement plans are standardized in most states. What does this mean for you? All Plan Plans must cover Original Medicare gaps the exact same way. A Plan G is a Plan G now matter the carrier concerning coverage.
There can be good reasons to consider changing Medicare Supplement (Medigap) insurance plans if you can find another insurer that’s willing to sell you a policy. The Medicare Supplement plan you are on is not [...]